Loading your Shop Smart practice…

← Back to Homepage
DYBS — Develop Your Best Self
Scenario 01 · Shop Smart

Real-life practice. No judgment.

Walk in with $80.00.
Walk out with confidence.

Practice talking with a sales associate, calculating a discount, and making a choice that fits your budget.

Speak upDo the mathStay on budget

Example monthly budget

Is the $80.00 really available?

Edit the amounts

Shopping money is what remains after rent, essentials, planned savings, and entertainment. Try the example or enter different amounts.

Planned expenses $1,520.00 Available after priorities $80.00

This example leaves $80.00 that may be available for shopping.

Before seeing anything in the store, what will you do?

Ready to practice?

What should we call you?

Use the name you want to see during the experience.

Virginia’s conservative planning rate is 7.00%: the 5.30% base rate plus the highest additional local rate of 1.70%. Your exact locality may be lower.

With an $80.00 budget, you can spend up to$75.97 before tax
Why do we add 1? The 1 represents 100% of the item price. The decimal represents the sales tax.
  1. 7.00% ÷ 100 = 0.07
  2. 1 + 0.07 = 1.07
  3. $80.00 ÷ 1.07 = $74.76 before tax

We’ll remember your name on this device. Your choices stay in this practice session.

Prototype vision

One scenario. A repeatable learning system.

This prototype demonstrates the DYBS method: move through a realistic situation, practice the conversation aloud, work through the math, receive immediate coaching, and make a decision without real-world pressure.

Future scenarios can reuse this same structure for banking, car care, roommates, credit, work, and peer pressure.

Budget helper

Sales Tax by State

Selecting a state uses a conservative combined rate: the state rate plus the highest applicable local rate reported for that state. Your exact city or county rate may be lower, so replace the estimate when you know the checkout rate.

StateBase rateHighest added localPlanning rateMax before tax on $80.00

Rates are general retail estimates as of July 1, 2026. Product exemptions differ. Source: Tax Foundation.